About this project
We help former homeowners understand and claim foreclosure surplus funds and tax-sale overages — and keep 100% of what’s theirs.
Why we exist
When a foreclosed or tax-sold home sells for more than the debt owed, the leftover money belongs to the former owner. Yet the people most entitled to it — those who just lost a home — are often the last to find out, and the first to be contacted by “recovery” companies offering to claim it for a 30–50% cut. We built this site to give that money’s rightful owners clear, honest, source-cited information so they can decide for themselves.
What we are — and what we’re not
Independent. We are not a surplus-recovery or finder company. We have nothing to take from your money and nothing to sell. We don’t take a percentage, we don’t buy claims, and we don’t sell leads to finders. Our only goal is to make the process understandable so you can claim what’s yours, ideally for free.
How we research
Our guidance is grounded in primary and authoritative sources: state statutes, court self-help portals, legal-aid organizations, consumer-protection agencies, and U.S. Supreme Court rulings. For our State Surplus Claim Finder, we only mark a state’s deadline as “verified” when we’ve confirmed it against the statute; for every other state we give the general process and tell you to confirm the exact deadline with your county. You can review our sources.
Important limits
This is general educational information, not legal or financial advice, and using this site does not create an attorney–client relationship. Laws and deadlines vary by state and county and change over time. Always verify with your county clerk, trustee, treasurer, your state’s unclaimed-property office, or a licensed attorney before acting. See our disclaimer.
Editorial & review
Content is produced by The Foreclosure Surplus Project as independent consumer education. We are working to add a named attorney or housing-counselor reviewer; until then, treat all specifics as starting points to confirm with an official source.